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8890 Cal Center Drive,

Sacramento, CA 95826
Modesto Tomeldan

Modesto Tomeldan

Managing Director

“I never thought I’d have the financial freedom and lifestyle my family and I enjoy now,” said Managing Director Modesto Tomeldan, reflecting proudly on the blessed life he’s lived since launching a career in the life insurance and financial services industry in 2015. 

He was 45 years old and unemployed at the time, despite having earned a master's degree in business administration and management from Central Michigan University and having trained as a pharmacy specialist at the Army Academy of Health Science. “I was priced and aged out of the job market,” explained Modesto, who served in the U.S. Army for 13 years. “I didn’t think anyone would ever hire me.”

A mutual acquaintance introduced Modesto to Head of Agency Thomas Le, who assured him that with grit, discipline and coachability, Modesto could succeed as a life insurance agent and financial professional, at any age. And he explained that Modesto’s commission-based income would be driven solely by his ability to attract new clients and help them protect their income and build wealth with life insurance and other financial products.

Modesto liked the idea of being compensated for his performance. So, bet on himself. Undeterred by the fact that he failed the life insurance exam four times, his fifth attempt was a turning point. Newly licensed, Modesto was ready to prove himself. “I knew if I performed well during my first month, it would set the stage for the rest of my career,” he reasoned. Modesto helped enough clients to earn a promotion to partner in 2020.

Today he is a member of the executive leadership team at LEGACI Tomorrow Insurance & Financial Services. He helps shape the direction of the Sacramento, CA-based agency, while growing and developing his team of financial representatives. “I am looking for men and women who are highly motivated, and willing to do what it takes to build a sustainable client base,” he said with enthusiasm. “If they have the right attitude, willpower, and a sincere desire to make a positive difference in other people’s lives, I can teach them everything they need to succeed in this business.”

Modesto and his wife Lailane, a part-time nurse, have been married 27 years. They are the proud parents of sons Joseph, 24, who recently graduated from nursing school; and 16-year-old Jonathan, a sophomore at Christian Brothers Catholic School. Mako is the family’s 15-year-old yorkie-poo. Modesto is an active member of Good Shepherd Catholic Church. He coaches Jonathan's track and field team, and runs with the athletes every day.

Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. [CA Insurance License #0K09020]